Everything Finn can do for you
You don't have to learn anything. Finn just works.
Your Financial Health Dashboard
Wellth Score
A single number from 0 to 100 that shows where you stand financially. Built from real data across five categories — not self-reported surveys.
Your score updates automatically as your financial picture changes. Build streaks and watch it grow.
- Cash Flow (30 points) — Are you spending less than you earn?
- Bad Debt (25 points) — Managing high-interest debt wisely
- Emergency Fund (20 points) — Building your financial safety net
- Protection (15 points) — Safeguarding family and assets
- Future (10 points) — Long-term wealth building
Your Path, Built by Finn
Personalized Plan
Answer a few questions and Finn turns your real accounts into a personalized plan — then tracks every step. Your plan is the path; your Wellth Score is the progress.
Conversational onboarding flows for debt, emergency fund, and cash flow get you a plan in minutes.
- Built from a short conversation — no forms or spreadsheets
- Tailored to your debt, savings, and cash flow
- Clear, prioritized steps with progress tracking
- Adjusts automatically as your finances change
- Tied directly to lifting your Wellth Score
Your AI Financial Assistant
Finn AI
Talk to Finn in plain language — in the app or via text. Finn connects to your real accounts and gives personalized answers instantly.
Chat via SMS, iMessage, WhatsApp, or RCS — everything syncs back to the app.
- Ask about spending, income, and transactions in plain language
- Generate charts and visualizations on request
- Create budgets, goals, and spending limits through conversation
- Scan receipts and extract details automatically
- Remembers past conversations for continuity
Your Complete Financial Picture
Money Dashboard
See balances, cash flow, budgets, spending limits, goals, income, and subscriptions — all in one place.
Everything updates automatically from your connected accounts. No manual entry required.
- Real-time account balances across all connected institutions
- Cash flow tracking with income vs. spending breakdown
- Category-based budgets with monthly progress
- Savings and debt goals with automatic progress tracking
- Subscription detection and monitoring
Money Is a Team Sport
Households & Sharing
Invite your partner or family and manage money together. Everyone shares the same accounts and the same context — so Finn gives consistent answers to whoever asks.
Finn keeps everyone on the same page — without anyone learning a new app.
- Shared spaces — one financial picture for the whole household
- Shared context so Finn answers everyone consistently
- Invite family or partners by text — no new account to set up
- Household group chat with proactive updates from Finn
- Read-only access for every member — no one can move money
And so much more
Smart Alerts
Customizable notifications for low balances, large purchases, new subscriptions, income arrivals, and specific merchants.
Bank Connections
Securely connect checking, savings, credit cards, and investment accounts from 10,000+ institutions via Plaid.
Goals
Set savings and debt goals that track progress automatically based on your real cash flow.
Budgets
Set spending limits by category. See how you're doing each month with clear progress indicators.
Investments
View holdings, transactions, and performance across all connected investment accounts.
Subscriptions
Automatic detection of recurring charges with notifications when Finn finds new subscriptions.
Receipt Scanning
Scan receipts and Finn extracts the details — then optionally creates a transaction record.
Multi-Channel Texting
Chat with Finn via SMS, iMessage, WhatsApp, or RCS. Get daily, weekly, or monthly spending summaries.
Gmail Integration
Connect Gmail for purchase insights, shipping alerts, bill notifications, and automatic receipt gathering.
Only in WellthPlan
Things no other finance app does
Transaction Map View
See your spending on a map — geo-tagged transactions reveal where your money actually goes.
Receipt AI Vision
Snap a receipt and Finn extracts the details and attaches them to the right transaction automatically.
On-Demand Charts
Ask Finn to visualize anything and get a custom chart generated on the spot.
Conversational Onboarding
Set up your whole plan through a short chat — no forms, no setup wizard.
Wellth Score
A proprietary 0–100 financial health score with history and a breakdown of every component.
Sankey Cash Flow
A flow diagram that shows exactly how income moves through your spending and savings.
Ready to take control?
Download WellthPlan and start your journey to financial health.