Stop wondering if you're okay.
Just ask Finn.
A financial advisor in your pocket — your personal CFO. Finn understands your money, texts you what matters, and gets smarter with you. Zero effort required.
Free trial, then $19.99/month. Cancel anytime.
Finn
Your money, handled
Leverage knowledge from advisors with 100+ years of experience
Financial mess
- Cash flow unstable
- Two credit cards near limit
- No emergency fund
…to zero stress
- Cash flow stable
- Bad debt down — one card paid off
- 2-month safety net funded weekly
A different approach
Not another budgeting app
Most finance apps help you manage your money. Finn helps you stop thinking about it.
Hands-off
Requires nothing from you
Other apps need you to categorize, review, and maintain. Finn runs in the background and texts you what matters.
Lives where you are
No new system to learn
Text Finn via iMessage, WhatsApp, or SMS. Or use the app. Either way, it just works.
Gets smarter with you
Adaptive AI
Finn remembers your conversations, learns your patterns, and adapts to what matters to you.
See Finn in action
Connect your accounts, ask a question, get a clear answer. It really is that simple.
Your plan
Built for you by Finn
- 1Build a 1-month emergency fund
- 2Pay down your highest-interest card
- Keep dining under $400/mo
- 4Lift your Wellth Score to 70
AI-crafted plan
One shared narrative for your money
No forms. No spreadsheets. Finn reads your real accounts and writes one clear plan — crafted by AI, kept current in the app and right from a text — then tracks every step as your Wellth Score climbs.
- A short conversation, not a setup wizard
- Tailored to your real debt, savings, and cash flow
- Adjusts automatically as life changes
Your plan is the path. Your Wellth Score is the progress.
Talk to your money
Ask Finn anything in plain language. Get clear, personalized answers from your real financial data.
- "Can I afford a $90 dinner tonight?"
- "Am I on track this week?"
- "How much buffer do I have left?"
Automatic awareness
Finn monitors your accounts 24/7 and texts you what matters. Low balances, big purchases, new subscriptions.
- Low balance warnings
- Large purchase alerts
- Subscription detection
- Daily, weekly & monthly text summaries
Your financial health score
A single number from 0 to 100 that shows where you stand. Built from real data. Updates automatically.
- Cash flow tracking
- Debt management
- Emergency fund progress
Built for households
Finn works for your whole household
Money is rarely a solo sport. Invite your partner or family and everyone shares the same accounts and the same context — so Finn gives consistent answers to whoever asks.
Shared spaces
One financial picture for the whole household — accounts, budgets, and goals everyone can see.
Shared context
Finn remembers what matters to everyone, so whoever asks gets the same clear, consistent answer.
Invite by text
Add your partner or family with a single text. No new app to learn, no account to set up.
Group updates
Finn keeps the household on the same page with proactive updates in your group chat.
Miranda Family
Finn, Sarah & James
Sarah
James
AI + passive + household-native
The most complete AI finance app
Other apps make you do the work. Finn does it for you — with the broadest feature coverage in the category.
features covered by Finn
the coverage of the average competitor
in AI + passive + household finance
YNAB
You do the work
Pay $180/year to learn a system and maintain it yourself.
Monarch
You check it
Pay $240/year for dashboards you still have to open.
WellthPlan
Finn does the work
Zero effort. Total awareness. Free trial included.
Set up in 5 minutes. Benefit forever.
Three steps. No learning curve. No maintenance.
Connect your accounts
Securely link your banks through Plaid. Read-only access — Finn can never move your money.
Finn builds your plan
A short conversation turns your real accounts into a personalized plan — tailored to your debt, savings, and cash flow.
Sit back and grow
Finn monitors everything, alerts you proactively, and your Wellth Score rises as habits improve.
Your security is our foundation
Bank-level protection. Zero compromises. Learn more
Bank-level encryption
AES-256 at rest, TLS 1.3 in transit
Read-only access
Finn can never move your money
Plaid-powered
Trusted by thousands of apps
Your data stays yours
Disconnect or delete anytime
People who stopped budgeting and started living
Sarah M.
Small business owner
“I used to dread checking my finances. Now I just text Finn and get a clear answer in seconds. My Wellth Score went from 34 to 71 in four months.”
WellthPlan user
James K.
Software engineer
“The zero effort thing is real. I connected my accounts, and now Finn just texts me when something matters. I haven't opened a budgeting app since.”
WellthPlan user
Maria L.
Graduate student
“Being able to text Finn via iMessage and ask 'how much did I spend this week?' without opening another app is a game-changer.”
WellthPlan user